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It does not matter how good your security is or how trustworthy your employees are. Eventually a blackhat will get a copy of the database. If it is hashed, he will have to spend some time on rainbow tables to get the passwords out. And if it is salted, he'll only be able to get one password at a time. But password cracking is one of those embarrassingly parallel things, and the weak passwords will fall first. What if it is yours? When that happens, it would be trivial to do something simple and destructive like close your account, but that is script kiddie stuff. If they were smart enough to be the first to get the passwords, they will be smart enough to try compromise boxes as subtly as possible.

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