Status Quo Tax

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An answer is to create a "status quo tax" whose entire purpose is to fund improvement. The general idea is fairly simple: "tax" yourself anytime you do anything that costs money or time. Keep track of the accumulated dollars/hours and then use them on reducing those expenses. I'm fairly aggressive about self-improvement so I tax myself at 20% and I try to apply this philosophy to every aspect of life. Every time I spend $100, I then spend $20 trying to not spend $100 on that again. If I spend five hours fixing a problem, then I spend an hour making sure the problem doesn't re-occur.

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